SEDIAKAN PAYUNG SEBELUM HUJAN

For the first time in this blog my headline is in Bahasa. The direct translation of Sediakan payung sebelum hujan means "get ready the umbrella before it rain".It can also mean that we should be "safe rather than sorry".This malay proverb was used by the defunct Bank Bumiputra in its advertisement during the early nineties to advise malaysian to save for the rainy days where the RAKYAT are encourage to put their savings in Bank Bumi. It can literally mean that during the time of crisis,the Bank will help the victim by giving them loans to overcome their financial problems. But in reality,the Banks always take away the Payung when the rain comes because the banks is worried that the borrowers will default. During this tough economics times,we must Sediakan Payung Sebelum Hujan by being SAFE Rather THAN SORRY by saving more money in order to overcome the economic problems as we do not know whether tomorrow we have a job or not.Especially now,when the 2nd stimulus package to be announced is only RM 10 Billion which is grossly insufficient to stimulate the economy when the actual amount needed is RM 30 Billion.This again prove that the govt is on the verge of BANKRUPT and this move does not give confidence to the rakyat to overcome this crisis. To all my readers ,be careful in your spending and save more as the corrupted politicians will not cry with you when you are in financial difficulties and always SEDIAKAN UMBRELLA SEBELUM HUJAN.